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Personal CDs & IRAs
Manhattan Bank offers a variety of short and long term savings options to help you earn more! Please contact us for more information on how we can help meet your investment needs.
Certificates of Deposit
Rest easy with a Certificate of Deposit from Manhattan Bank. Earn fixed interest on CDs with terms ranging from 182 days to 5 years.
- Fixed interest guaranteed
- Flexible terms up to five years
- Tiered rates system allows you to maximize interest earnings
- Minimum deposit of $1,000 required
- Interest can be compounded or deposited into a Manhattan Bank account
- Automatic renewal at maturity option
Early withdrawal penalties apply to funds withdrawn prior to maturity.
Traditional IRAs (Individual Retirement Accounts)
Individual Retirement Accounts (IRAs) are more than savings for a rainy day, they're security for retirement with serious tax benefits.
- Minimum deposit of $100 to open account
- Competitive interest
- Tax deductible contributions (some limitations may apply)
- Direct rollovers and transfers from other IRAs
- Maximum annual contributions may apply
- Annual Statement
Early withdrawal penalties apply to funds withdrawn prior to maturity.
Roth IRAs (Individual Retirement Accounts)
Save for a tax-free retirement. The Roth IRA is a non-deductible account which features tax-free withdrawals for certain distribution reasons after a five year holding period.
- Minimum deposit of $100 to open account
- Competitive interest
- Tax-free withdrawals, limitations apply
- Direct rollovers and transfers from other IRAs
- Maximum annual contributions may apply
- Annual Statement
Early withdrawal penalties apply to funds withdrawn prior to maturity.